TRA SACCOS LTD, was formed in 2006 by the Employees of Tanzania Revenue Authority who are spread throughout all the TRA offices in the country including Zanzibar and Pemba. All the employees of TRA are legible to be members. TRA SACCOS LTD is strategically positioned to mobilize savings from the members and advance loans in order to bring about socio-economic welfare of its members. Currently, TRA SACCOS LTD has a total membership of 6000. TRA SACCOS LTD through its Management Board has established management tools such as Policies and Procedures so as to ensure that member’s funds are utilized efficiently and effectively by advancing loans to its members and ensure that members are deducted their loan repayments through their Employer’s payroll hence to have less than 1% delinquency. TRA SACCOS LTD is a registered Savings and Credit Co-operative Society whose main objective is to mobilize savings from members and in return provide credit facilities. TRA SACCOS LTD is an employee-based SACCOS which was established under the current governing Co-operative Societies ACT No 20 of 2003 in 2006 and Licensed as Class B under microfinance act No 10 of 2018 in 2021. Other objectives of the SACCOS are to encourage thrift among its members by educating the members the advantages of developing a savings behavior, through proper investment best practices aimed at improving the social and economic conditions of the members. This is achieved by offering the members complementary savings schemes, credit facilities and other financial products as may be required by the members from time to time.
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